Bethany Graduation oneI read an excellent blog on #USAA about 4 Smart Moves when saving money in college. It reminded me of a time many years ago, I remember hearing the sound of a child crying. It sounded like it was coming from the back of the house. When I opened the door to my daughters room, I found my then five-year-old Bethany sobbing into her pillow. Crying wasn’t terribly unusual for our “Bunny,” as she could have starred in a movie called I was a Preschool Drama Queen. She was usually laughing and hopping for joy, but she did have an occasional bad day and when she did, we had to watch out!

“What’s wrong, Bunny-rabbit?” I asked as I stroked her hair.

“Well… it’s… just.” She tried to catch her breath.

“…it’s just. It’s just that…” her tiny frame shook as she tried to compose herself.

“I’m going to… (whimper) to go away for college!” At this, her sobbing started all over again.

Apparently, she had a friend whose much older sibling just graduated from high school and was headed off to college. So Bethany was under the impression that when she “graduated” from kindergarten, we were going to ship her off to school.

Thankfully, we were able to keep Bethany around for another 13 years, but she did eventually go away to college—and graduated over a year ago. Here are some more tips we gave each of our children as they went away to college to save money on school and to put it towards their coffee budgets instead!

  1. Buy Books Online: It’s way cheaper to buy books online instead of used at the bookstore. For example, my son Daniel got a journalism book that was $30 used at a bookstore, but he found it for $1.50 online. Amazon usually has the best deals for books, but Campus Books compares prices across the Internet and finds the best deals new and used. Just be sure you buy them at least two weeks before classes.
  2. Avoid The Meal Plans: First off, college-based meal plans are usually unhealthy (fast food, fried, high calorie, high carbs, etc.). Second, they are way more expensive than just buying your own groceries. Consider buying the cheapest meal plan, or none at all. simply cut a few coupons, and don’t buy the expensive brand stuff at grocery stores, and you’ll do fine (you can eat fancy later!).
  3. Take Tests! There are many exams that can be taken for college credit, such as CLEP, SAT II, and more. These tests usually run around $50-$75, but if you pass, it’s a lot better than shelling out over a thousand dollars for the course.
  4. Don’t Be Afraid To Live Modestly: From the dorm furnishings to clothes, you don’t have to live flashy in college. Just because other young adults are spending their money foolishly doesn’t mean you have to. College is just a step before getting a job where you can earn some real money and but the little things you want. Ross, T.J. Maxx, and Marshalls are great for clothes, and there’s always great clearance furniture items at stores that will serve your purpose.20150528-1005
  5. Find a Roomie: If you’re searching for an apartment, or even a dorm room, it is better to split the cost with one, two, or more people. Sure it’s always better living by yourself, but you have the rest of your life to do that if you want. Many colleges also have the option of getting a single or a double room. Double is always cheaper, and a great lesson in learning to live with someone else!


How to you save for college? 

©2016-2020 Ellie Kay


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